Guaranty Trust Bank customers can now use the GTBank mobile transfer USSD code to make money transfer. With the long queues at ATMs and banking halls, making money transfers could be so frustrating – gone are those days. Now, you can make money transfers to your friends, family, and business partners in less than a minute from your mobile phone (irrespective of the phone type of status), right from the comfort of your home or office -wherever you are, 24 hours of the day, 7 days of the week.

When it comes to innovativeness in the Nigerian banking industry, GTB stands out. Internet banking, GTExpress, GTB mobile bank SME MartHub, Facebook social banking, Naira MasterCard, Fastrack,  and One Click to top are but a few of the long list of services this banking giant has introduce over the years to give their highly esteemed customers a whole new satisfying banking experience.

So how can you get started with GTBank mobile transfer USSD code to make transfer from your mobile phone?

How Does the GTBank Mobile Transfer USSD Code Work?

Making transfers right from your mobile phone is no rocket science – it’s as easy as recharging your mobile phone. Yes, you can take my words for it. It is, however, worthy of mention that this transfer can ONLY be done with the mobile number you used in opening your account with the bank.


Now follow these steps:

#1 Dial *737*1* the amount you wish to transfer* receiver’s GTB Account No#

e.g. *737*1*5,000*0987654321#

#2 Enter the last 4 digits of your ATM card for authentication.

#3 You will get a “transaction successful” confirmation message.

#4. That’s all! …Simple right?

For Transfers to Other Banks

If you wish to make a transfer from your GTBank account to other banks, simply follow these instructions:

#1 Dial *737*1* the amount your wish to transfer* Receiver’s account number#

e.g. *737*2*5,000*0987654321#

#2 Choose the receiver’s bank e.g. Access Bank, UBA, DBN, FBN

#3. Enter the last 4 digits of your ATM card for authentication.

#4 You will get a “transaction successful” confirmation message.

Your bank will send a debit alert as soon as the fund transfer is successful… and, that’s all!

Note: the recipient’s full account name will be displayed for confirmation before you enter the last your code. Ensure you are double sure the name displayed is the correct name of the account you wish to credit.

What is The Daily GTBank Mobile Transfer Limit?

GTBank mobile transfer had an initial N1,000,000 daily limit which made it unfavorable for transactions beyond 1 million naira. At the end of the day, such customers were left with no better option with any better option than queuing at the bank halls. Thankfully, GTB has recently increased the daily transfer limit from N1,000,000 to N5,000,000! So, no more spending the whole day in the banking hall to send funds below 5 million naira. Enjoy speed and convenience at its peak!

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