Most banks in Nigeria now employ the method of a USSD Code to facilitate the financial and banking transactions of their customers. The short code USSD is a service system which the banks gives to their customers to enable them to operate their accounts and make financial transactions faster, easier and better. This system overrules the system of going to the bank yourself to make transactions.

What is USSD and what is it Used for?

A USSD is not an SMS, but quite similar to it. USSD is an acronym for Unstructured Supplementary Service Data, at times, it is referred to as Quick codes or Feature codes. It is a global communication system that is used to text for a program or service on a mobile phone.

Just as banks and financial institutions in Nigerian, First City Monument Bank (FCMB) allows the use of a mobile transfer USSD code in carrying out banking transactions. This is to improve the banking operations by making a fast, secured and a convenient way of sending, receiving and dealing with financial operations.

With the aid of the unique short code (USSD), FCMB customers can enjoy banking services without having to go to the bank, stand at long queues, fill a teller slip and observe the bank cashier and staffs but can make their financial transactions all the way from the comfort of their office or home. The FCMB banking USSD short code service provides a stress free experience for their customers by making them to make money transfers such as airtime recharge, checking of account balance, sending and receiving money, paying for goods and services and checking your account PIN and making cashless bank activities.

How Can I Get Started With FCMB Mobile Transfer USSD Code?

Before using this code and enjoying the privileges, you must have a functional bank account with First City Monument Bank (FCMB). Also, you must register your number to be able to use its mobile money transfer. If your number has been used to open the account with the bank, it has been activated to be able to use the FCMB Mobile Money Transfer.

Consequently, you can buy airtime for others or for your personal use with FCMB USSD Code. Also, you can transfer money from your FCMB Bank account to another FCMN account holder or transfer from your FCMB bank account to account holders to other banks in Nigeria with the aid of the FCMB code without visiting the Automated Teller Machine (ATM), or visiting the bank the make your banking transactions. All this can be done with the FCMB mobile magic number code which is *329#.

How Do I Use It To Make Transactions?

As mentioned above, you can make different types of transactions with the FCMB USSD code.

  • To recharge and top-up your mobile phone with airtime, simply Dial the magic code *329*Amount#
  • To top-up and recharge the mobile phones of your family and friends, dial *329*Amount*Mobile number#
  • To transfer and send money/funds from your account to another account is *329*Amount*Account Number#
  • To check your account balance, dial *329*00#
  • To reset your PIN code, dial *329*0#

As an FCMB bank account holder, these USSD short codes will make your transactions easier whenever you are making financial transactions.

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