The establishment of the internet technology and the rapid growth of internet access in the country created lots of opportunities for banks to engage their customers through peculiar services that cuts across a variety of options. One of this options is internet banking.
Internet banking is an easy and simple way of making electronic payments across the internet, and it allows bank customers execute their financial transactions through the banks website or the banks mobile app.
Another name for internet banking is online banking, and it is totally different from the mobile banking that deals with USSD codes on the phone.
REASONS FOR ADOPTING INTERNET BANKING BY ACCESS BANK PLC
– Customers who are internet savvy and do not wish to enter a banking hall all the time to perform some of their financial transactions.
-The ease of transaction and service.
– To reduce crowd in the banking hall.
– To facilitate global banking trend and services.
– To offer customers access to a whole variety of services on the go.
– To save customers time and improve efficiency in line with standard global practice.
Therefore, Access Bank Plc customers need not to walk into any of the numerous Access bank branches nationwide to perform all financial transactions as the services is now at their fingertips with their online banking platform.
FEATURES OF THE ACCESS BANK INTERNET BANKING
– Enables transfer of funds(Bank Accounts).
– Enables funds transfer to mobile numbers.
– Can be used for bill payments (DSTV, Gotv, Startimes e.t.c).
– Allows customers buy airtime.
– Access to Mini Account Statement.
– Enables Card-less Withdrawals.
– Facilitates bulk payments (Salary disbursements, vendor payments e.t.c.).
– Agency Banking.
HOW TO REGISTER FOR ACCESS BANK INTERNET BANKING
To register and use the Access Bank online banking platform, follow the guide below:
- Visit the Access Bank online banking website.
- Click the button “ Register Now”.
- Fill your account number and type of account (Savings or Current) as shown on the page. This is for the bank to verify you are their customer.
- Click on the button “ Next “. An authentication SMS and Mail with your activation code will be sent to the phone number and email you provided while opening account with Access Bank .
- Input the code in the text box and click “ Submit” button.
- If the activation code is verified to be correct, a new page will open.
- Select the internet banking ID, Password and a Secure Image you prefer and accept the “terms and conditions”.
- Click “submit” afterwards.
You should now have access to the Access Bank Internet banking platform after successfully completing the registration process.
ARE THERE CHARGES ON THE ACCESS BANK INTERNET BANKING?
Access Bank does not charge any enrollment, monthly or any other type of fees. However, transactions carry transaction charges.
Also note that to use the online banking platform, you will need a token which will be issued to you by the bank upon payment of N1500 at any of their branches. The token is to ensure security of transactions and authenticate that it is the account owner who is carrying out the transaction.
TRANSFER OF FUNDS
Access Bank online banking platform allows it’s customers use Western Union, Moneygram and Ria Transfer services on their platform to perform all their funds transfer, locally and internationally.
To send money, after logging in to your personalized page, click on the “Money transfer” tab and follow the simple instructions. You can send money to both mobile number, same bank transfer, inter-bank transfer and perform international funds transfer.
Requirements for Sending Payments abroad:
– Name, Phone number, address of the sender.
– Name and country of reciever.
– Amount in Naira
– Verified BVN
– An Access Bank account.
– Test Question and Answer (where applicable).
– Sending limit of $1,000
Acceptable Means of Identification:
Any of the following means of identification listed below can be used viz;
– Nigerian International Passport/Foreign Passport
– Driver’s License
– Permanent Voters card
– National Identity Card
– Verified BVN
In conclusion the Access bank internet banking is one of the best in the country and i recommend to everyone looking for a fast and efficient internet banking service.